Apache Junction Homes with Owner May Carry New Financing

Apache Junction Homes with Owner May Carry New Financing

Welcome to Apache Junction, Arizona – a hidden gem nestled at the base of the majestic Superstition Mountains. This charming city, located just east of Phoenix, offers a unique blend of natural beauty, rich history, and a welcoming community spirit. With its stunning desert landscapes, outdoor recreational opportunities, and vibrant local culture, Apache Junction is an ideal place to call home.

Known for its warm climate and breathtaking sunsets, Apache Junction is a paradise for outdoor enthusiasts. Whether you enjoy hiking, biking, or simply soaking in the serene desert vistas, the nearby Superstition Wilderness and Lost Dutchman State Park provide ample opportunities for adventure. The city is also steeped in history, with attractions like the Goldfield Ghost Town and the Apache Junction Historical Society offering glimpses into the area’s storied past.

For those considering a move to this picturesque locale, the real estate market in Apache Junction is as diverse as its landscape. One of the standout features of homes in this area is the Owner May Carry New Financing option. This flexible financing solution can be a game-changer for buyers, allowing for creative financing that can help you secure your dream home without the constraints of traditional lending. Whether you're a first-time homebuyer or looking to invest, this option opens doors to a variety of possibilities.

Embrace the charm of Apache Junction, where stunning desert views meet a friendly community and innovative financing options make your homeownership dreams a reality. Explore the possibilities today!

Newest Apache Junction Homes with Owner May Carry New Financing

$95,000
3 Beds ⋅ 2 Baths ⋅ 7068394 MLS ⋅ 1,345 SqFt.
Discover comfort, convenience, and affordability in this spacious 2024 Cavco home located in a welcoming 55+ community! This bright and airy 3-bedroom home features new vinyl plank flooring throughout, a new water heater, and an inviting front porch perfect for enjoying your morning coffee. Many accessibility features have been installed such as walk-in showers, widened doorways, special door hinges & a ramp. Ideally located just steps from the community pool and clubhouse! Enjoy resort-style amenities including a heated pool, spa, clubhouse with pool table, fire pit, and more. Affordable lot rent helps make this home an exceptional value. Plus, the beautiful Superstition Mountains, hiking trails, shopping, dining, and everyday conveniences are nearby!

1280 N Ironwood Drive Unit 46, Apache Junction
$795,000
3 Beds ⋅ 2 Baths ⋅ 7065017 MLS ⋅ 1,222 SqFt.
Nestled in a beautiful neighborhood at the edge of town overlooking the Superstition Mountains, this charming single-family home offers stunning views and easy access to lakes, hiking trails, . It's just four blocks from Four Peaks elementary school, with great restaurants and grocery stores nearby. This comfortable 1,222-square-foot home features two bathrooms, a spacious living room, and an updated kitchen--perfect for a small family, couple, or snowbirds. It sits on a fully fenced 1.37-acre lot that has two 12-foot secure automatic gates, offering plenty of outdoor space. The exterior is finished in durable stucco, and a covered porch wraps all the way around the front and back. this property is on a 10-year-old septic so know sewer bill, also there is a great place just south of the main house to build a casita for more guest or someone's own quarters? The city of Apache junction has been promoting Casitas and waiving any permit fees.There are 3 carports one with full covered 40 ft RV hookup area beside the shop and one RV hookup area directly behind the house. Last but not Least there's the massive 5,000-square-foot insulated shop with two huge 14-foot auto garage doors that can swallow an RV with room to spare, plus a built-in car lift, an office, laundry room, Bar area and apartment upstairs. Also included is a kitchen and features 1.5 baths. Whether you're a snowbird tinkering on your toys, running an auto repair business, trucking, body shop, or just need serious workspace, this shop is a gamechanger that you will LOVE!

2238 N Plaza Drive, Apache Junction
$109,000
7063443 MLS
Unlock the potential of this 0.14-acre level lot situated in the established Hughes Place subdivision. This cleared, residential parcel offers a rare ready-to-build canvas.

292 S Ocotillo Drive Unit 41, Apache Junction
$8,000
1 Beds ⋅ 1 Baths ⋅ 7057946 MLS ⋅ 528 SqFt.
Huge Price Reduction!!!!! Welcome home to this adorable, recently renovated 1 bedroom, 1 bathroom home located in the peaceful +55 community of Rosehaven. This community has so much to offer, including a heated pool and spa, pickleball courts, exercise room, 2 dog parks, laundromat, library, shuffleboard, arts & craft room, and an RV & boat storage area. This home has a carport large enough for two cars, a storage shed and newer plumbing and electrical. Floors and bathroom have been updated as well.

10540 E Main Street E Unit 163, Apache Junction
$415,000
3 Beds ⋅ 3 Baths ⋅ 7056926 MLS ⋅ 1,723 SqFt.
Curb appeal says it all as you pull up to this gorgeous home located in the fabulous gated community (with pool & jacuzzi) at Bella Corona! This updated 3 bedroom and 2.5 bath won't last long! Beautifully upgraded kitchen has shaker style grey cabinets, quartz countertops, and stainless steel appliances! Bright, open interior has neutral wood plank tile floors throughout downstairs and plush carpet in all the bedrooms upstairs. The primary bedroom has a private ensuite with a walk-in closet. Small loft/desk area & large laundry room located upstairs with 2 other bedrooms! Wood blinds throughout! Perfect sized enclosed backyard has large covered patio, artificial turf and no backyard neighbors! Can be purchased as a subto or lease to own property! All furniture can convey with purchase!

1927 W 23rd Avenue, Apache Junction
$925,000
7056402 MLS
One of the last large infill parcels available in Downtown Apache Junction! This 4.76-acre site (B1-PD) borders Wells Fargo, the Chamber of Commerce, Pizza Hut, Discount Tire, VFW, and a shopping center anchored by Ace Hardware/Village Inn -- built-in visibility in a proven commercial corridor. Zoning supports retail, multi-family, hotel/motel, pad site, or general commercial, up to three stories. City is motivated for development, with demographics and traffic counts available. Rare scale, rare location -- huge upside for the right developer. Buyer to verify all info.

271 S Phelps Drive Unit 005G, Apache Junction
$24,500
2 Beds ⋅ 2 Baths ⋅ 7055899 MLS ⋅ 910 SqFt.
55+ Fully furnished 2 bedroom, 2 bathroom home with split floorplan and updated kitchen and bathrooms. All appliances included. Enjoy the outdoor space with private Arizona room. Includes shed for additional storage space. Laundry is in the carport storage area. Roof was coated in 2026. Lot rent is currently $850. Water/sewer/trash are additional.

10220 E Apache Trail Unit 220, Apache Junction
$93,500
2 Beds ⋅ 2 Baths ⋅ 7034554 MLS ⋅ 1,237 SqFt.
LOANABLE LUXURY REMODELED DOUBLE WIDE ON A LARGE LOT! THIS HOME COMES WELL APPOINTED WITH STYLISH FURNISHINGS, TURN-KEY & READY FOR YOU TO MOVE IN! CHEFS GOURMET ISLAND KITCHEN WITH NEW STAINLESS STEEL APPLIANCES, NEW CABINETS & INCLUDES REFRIGERATOR, WASHER & DRYER! LUXURY VINYL PLANK FLOORS THROUGHOUT! LARGE FENCED YARD! PRIMARY IS EN-SUITE WITH CUSTOM BARN DOOR, WALK-IN SHOWER & CLOSET. HUGE ARIZONA ROOM PERFECT FOR ENTERTAINING! IN A QUIET INTERIOR LOCATION AT GATED BONITA VISTA 55+ RESORT OFFERING POOL/SPA, CLUBHOUSE, EVENTS, ACTIVITIES, PICKLEBALL & SO MUCH MORE! NEWER HVAC, ROOF, WATER HEATER, WINDOWS COMPLETELY RENOVATED! 2 SHEDS FOR TONS OF STORAGE & OVERSIZED CLOSED IN CARPORT! ABSOLUTELY STUNNING HOME!

2175 W Southern Avenue Unit 203, Apache Junction
$350,000
7022646 MLS
RARE FIND with this 1.25 acre lot! Boarders 2 sides of the golf course of Superstition Mountain gated subdivision with million dollar homes but NO HOA! This is one of only 4 lots with AZ water lines. All others in the area outside the gated superstition mountain subdivision and on shared wells. Horse and detached RV garages are allowed in this GR zoning. Underground power conduits are in already. Minimum home size is 1,700 and no manufactured homes are permitted. Underground power only. OWNER/AGENT

0000 Calle Suenos -- Unit -, Apache Junction
$131,500
7002426 MLS
Almost new 2012 park model in a golf course resort where you own the land! NO LEASE FEES! Nicely maintained! Solid surface flooring throughout! Light and bright! Beautiful cabinetry, It might be only square feet but it is nicely laid out and includes furnishings. Covered patio doubles as covered parking during the hot months! Spacious laundry/shed. Within walking distance to rec center, pools, spas and other amenities!

1157 S Sioux Drive Unit 157, Apache Junction
$99,900
3 Beds ⋅ 2 Baths ⋅ 7000935 MLS ⋅ 1,344 SqFt.
Rare opportunity to acquire a fully updated, wheelchair-accessible 3-bedroom home situated on one of the largest lots in the community (approx. 4,200 sq ft). Renovated in 2023, improvements include new alder cabinetry, updated electrical and plumbing systems, new flooring, roof coating, and upgraded insulation: R21 on South & West walls, R13 on other walls. Designed for accessibility with wide doors and hallways. Features kitchen island and pantry storage in the laundry room. All appliances included. Furniture available on a separate bill of sale. Ramp installation available upon request. Seller financing offered with 50% down. Lot rent is $850 plus utilities. HVAC has been gently used as the owners are winter visitors.

10220 E Apache Trail Unit 217, Apache Junction
$410,000
2 Beds ⋅ 2 Baths ⋅ 6998659 MLS ⋅ 1,492 SqFt.
Beautifully upgraded home featuring a desirable split-bedroom floor plan for added privacy. The updated kitchen and bathrooms showcase modern quartz countertops and refreshed cabinetry, creating a clean and contemporary feel throughout. Enjoy new window coverings that complement the home's bright and inviting spaces. The spacious primary bedroom offers multiple closets for excellent storage along with a stylish tile shower in the ensuite bath. Additional features include a convenient central vacuum system with a kitchen sweep-in, making everyday cleanup effortless. Home has North/South exposure for great enjoyment. This well-maintained home combines thoughtful upgrades with practical living space. Seller has prepaid for a 7 year home warranty that transfers to new owner for added piece of mind for buyers. Ready to move in. Come see what Meridian Manor has to offer.

2101 S Meridian Road Unit 255, Apache Junction
Start Your Search

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.