Tempe Homes with FHA New Financing

Tempe Homes with FHA New Financing

Welcome to Tempe, Arizona – a vibrant city that beautifully blends the energy of a college town with the warmth of a close-knit community. Nestled in the heart of Maricopa County, Tempe is home to Arizona State University, which infuses the area with youthful spirit and cultural richness. With its stunning desert landscapes, picturesque lakes, and a plethora of outdoor activities, Tempe offers a lifestyle that’s as dynamic as it is inviting.

Tempe’s charming neighborhoods are perfect for families, young professionals, and retirees alike. The city boasts an array of housing options, from modern condos to spacious single-family homes, many of which are eligible for FHA financing. This means that whether you’re a first-time homebuyer or looking to upgrade, there are fantastic opportunities available to make your dream of homeownership a reality. FHA financing is particularly appealing, as it allows for lower down payments and more flexible credit requirements, making it easier to step into your new home.

In addition to its welcoming residential areas, Tempe is known for its thriving arts scene, delightful dining options, and numerous parks and recreational facilities. The iconic Tempe Town Lake offers a scenic backdrop for a variety of outdoor activities, from kayaking to jogging along the picturesque shoreline.

Whether you’re drawn to the vibrant community spirit, the rich cultural offerings, or the stunning desert landscapes, Tempe is a place where you can truly thrive. Explore the possibilities of homeownership in this enchanting city and discover the perfect place to call home!

Newest Tempe Homes with FHA New Financing

$359,900
3 Beds ⋅ 2 Baths ⋅ 7070809 MLS ⋅ 1,320 SqFt.
Prized single-level corner/end-unit location with picture-window views across an expansive, tree-lined greenbelt. Step outside to an unusually open and peaceful setting with broad lawns, mature shade trees and a sense of privacy rarely associated with townhouse living.This beautifully updated 3-bedroom, 2-bath home combines an unusually open and private setting with the ease of low-maintenance townhouse living. Thoughtful improvements include a new HVAC system (2024), new kitchen appliances (2025), new Pergo flooring and 3-inch baseboards throughout (2026), fresh interior paint (2026), and new recessed dual-position kitchen lighting (2026). The primary bath has been refreshed with a new countertop, mirror and lighting, while the secondary bath cabinetry has been refinished. Beyond the home itself, Park Riviera offers the combination that's increasingly difficult to find in the heart of the Valley: established surroundings, generous green space and low-maintenance living in an exceptionally convenient Tempe location. ASU, Sky Harbor International Airport, Old Town Scottsdale, Downtown Phoenix and Tempe Marketplace are all within easy reach, along with convenient access to the Valley's major freeways. Residents enjoy two community pools, walking paths and a playground, while HOA roof maintenance helps simplify ownership. Whether used as a full-time residence, seasonal retreat or convenient home base for someone frequently on the Kitchen cabinetry and countertops were previously updated, and a freshly painted front door adds to the homego, the emphasis here is on enjoying where you live rather than spending your weekends maintaining it. With the updating already done, there's little left to do but settle in and enjoy the home, the setting and everything this central Tempe location has to offer.

4806 S Birch Street, Tempe
$64,900
1 Beds ⋅ 2 Baths ⋅ 7070746 MLS ⋅ 1,232 SqFt.
ALL ELECTRIC,2008 CAVCO 1 BEDROOM 2 MASTER BATHROOM WITH WALK IN SHOWER,DOUBLEWIDE 22X56 1232 SQ FT,FRONT PORCH,CEMENT BOARD SIDING,4X12 PITCH COMP SHINGLE ROOF,SECURITY DOORS,8X10 TUFF SHED,OPEN FLOOR PLAN,VAULTED CEILINGS,ENERGY EFFICIENT WINDOWS,ISLAND KITCHEN,FORMICA COUNTER TOPS,DISHWASHER,DISPOSAL,BUILT IN MICROWAVE,MASTER BEDROOM EN SUITE & WALK IN CLOSET,WASHER/DRYER INSIDE,LINEN CLOSET AND STORAGE,FANS,CANNED LIGHTING,Lot rent $1080.00 MO,RENTALS OK,55+ retirement gated mobile home community with a plethora of organized activities, nice billiard facilities, spacious clubhouse, scenic picnic area, and a whirlpool-spa-hot tub. Shuffleboard,swimming pool also offer you opportunities to get out socialize with your neighbors. Just mins away from shopping, dining and Sky Harbor Airport.

2401 W Southern Avenue Unit 260, Tempe
$499,900
4 Beds ⋅ 3 Baths ⋅ 7070422 MLS ⋅ 1,836 SqFt.
Amazing multi generational, income producing or investment opportunity in the heart of Tempe. This wonderful home is located within minutes of everything Tempe has to offer. ASU, Tempe Market Place, Mill Ave and extremely easy freeway access. Inside you will find a lovely renovated home with new flooring, fresh paint, new appliances and so much more. Main house is 1,260 sqft & attached guest house with separate entrance is 576 sqft. Large backyard for entertaining with alleyway RV gate entrance.

1012 S Price Road, Tempe
$333,000
3 Beds ⋅ 2 Baths ⋅ 7070024 MLS ⋅ 1,510 SqFt.
Spacious, well-kept townhome in a convenient Tempe location with a community pool, clubhouse, mature greenbelts and grassy common areas. Fresh paint and carpet in the living room, dining area and all three bedrooms. Kitchen and second dining area have laminate flooring; bathrooms and laundry are tile. Remodeled kitchen features updated appliances, countertops, sink, faucet and refinished cabinets. Baths have updated sinks. AC replaced in 2024 and roof replaced in 2026. Private patio with shed storage and three assigned parking spaces, two covered. HOA covers exterior maintenance, water, sewer and trash. Easy access to US 60, Loop 101 and I-10.

1505 E Southern Avenue, Tempe
$375,000
2 Beds ⋅ 2 Baths ⋅ 7070000 MLS ⋅ 1,426 SqFt.
Spacious, bright and beautifully updated, this single-level townhome blends style, comfort and easy living. Enjoy thoughtful updates, including beautiful wood-look flooring throughout, recessed lighting, updated fixtures and ceiling fans, dual-pane Andersen windows, and a crisp white kitchen with granite countertops and stainless steel appliances. Additional highlights include a newer roof and a 2-car garage offering secure parking, valuable storage, plus the rare convenience of community RV/boat parking. The beautifully redesigned backyard is a showstopper, featuring stylish pavers, artificial turf and a view fence overlooking the lush community greenbelt, an inviting backdrop for morning coffee, outdoor dining or entertaining. Outdoor living shines with both front and back patios, offering multiple spaces to relax and enjoy Arizona living. Pepperwood offers a charming neighborhood setting with refreshing pools and spa amenities and low monthly HOA fees. Ideally located near Kiwanis Park, Arizona Mills, South Mountain, golf, shopping and dining, with convenient access to ASU, Sky Harbor International Airport and the US-60, I-10 and Loop 101. Beautifully maintained, thoughtfully updated and ready to enjoy. This is easy Tempe living at its best!

5323 S Mitchell Drive, Tempe
$499,000
4 Beds ⋅ 2 Baths ⋅ 7069939 MLS ⋅ 1,674 SqFt.
Experience the ALLURE of this **REMARKABLY REMODELED, block-construction, sewer ABS, 4-bedroom, 2-bathroom home with NO HOA** Featuring TRENDY porcelain, wood-plank flooring, BRAND-NEW carpet and NEWER drift-wood, grey-blinds~The MODERN kitchen boasts NEWER raised-panel, cabinets, granite countertops, and NEWER stainless-steel appliances, making your kitchen-time, REWARDING~The family great room is highlighted with an OLD-WORLD, brick, wood-burning fireplace, perfect for seasonal-gatherings~Both the hall and master bathrooms have been TASTEFULLY remodeled~ The GENEROUSLY sized second, third, and fourth bedrooms offer ample space for everyone~ Enjoy the ENERGY benefits of NEWER doors and windows throughout AND the washer and dryer are included~The EXCEPTIONALLY large backyard features an EXTENDED covered patio, a STORAGE Tuff-shed, and a FULL-LENGTH concrete-slab-patio~Large side-yard with DOUBLE RV-gate and full-length, concrete-slab for all your recreational toys PLUS alley-access~You can relax knowing that, Landscaping is LOW maintenance, LOW water, which will ENHANCE your pocket-book and outdoor experience~IDEALLY located in a fantastic Tempe, this property is just minutes from ASU, light-rail, freeway access, Tempe Marketplace, and schools~Don't miss out on this incredible opportunity to own a home in the heart of Tempe, priced under $500k makes it a perfect opportunity for "First-time" homeowner or "Investor." This home does not disappoint and is a 10+++

1260 E Alameda Drive, Tempe
$699,900
4 Beds ⋅ 2 Baths ⋅ 7069643 MLS ⋅ 2,252 SqFt.
Beautiful South Tempe home with inviting gated front courtyard featuring paver accents. Cherry hardwood flooring flows throughout the home, creating a warm and elegant feel. The kitchen offers granite countertops and stainless-steel appliances, perfect for everyday living and entertaining. Enjoy the wonderful backyard with a sparkling play pool, covered patio, and artificial grass play area. Spacious split master bedroom floorplan features a remodeled bathroom with separate shower and tub, dual sinks, and a walk-in closet. Secondary bathroom also features a granite countertop. A fantastic South Tempe home with great indoor and outdoor living spaces!

1338 E Sunburst Lane, Tempe
$519,000
4 Beds ⋅ 2 Baths ⋅ 7069606 MLS ⋅ 1,668 SqFt.
Beautiful Home in a Unbeatable Location! This updated, lock and leave, 4- bed, 2-bath home offers comfort, convenience, and style with open layout, wood look flooring, spacious living areas, and a well-appointed kitchen. The primary suite provides a private retreat, while the additional bedrooms provide flexibility for guests, or a home office. Enjoy a large backyard perfect for entertaining, play, or gardening. NO HOA! Near ASU, Tempe Town Lake, Sky Harbor Airport, shopping, dining, parks, and freeways. Updates include roof, windows and water heater (11/25), AC (8/23), flooring, cabinets, vanities, tile and paint (4/22). SELLER OFFERS UP TO 2% CONCESSION TOWARD RATE BUYDOWN OR CLOSING COSTS!

1010 W 13th Street, Tempe
$829,000
4 Beds ⋅ 3 Baths ⋅ 7069532 MLS ⋅ 2,769 SqFt.
PRICED TO SELL! Nestled in the highly sought-after Oasis neighborhood, Community walking path around the nearby lake. Close to freeways, restaurants, shopping, and part of highly rated Kyrene School District.

1979 E Chilton Drive, Tempe
$485,000
3 Beds ⋅ 2 Baths ⋅ 7069193 MLS ⋅ 1,861 SqFt.
This beautiful home features many upgrades including a newer Comp Shingle Roof (2017), Dual Pane Vinyl Windows & Patio Slider, Wood-like Porcelain Plank Flooring, Mini-Split in Fam Rm, New Block Wall in Backyard, Nest Programmable Thermostat, Insulated Garage Door, and a Hydrawise Smart Wi-Fi Irrigation Control that uses Predictive Watering to adjust your landscape's irrigation based on highly accurate local weather data. This spacious floor plan includes 3 bedrooms, 2 bathrooms with 1,861 sf and a large Family Room. Enjoy your Huge Private Backyard with a Large, Covered Patio and a Permanent Storage Shed. Walking distance to the 125-acre Kiwanis Park which features playgrounds, a 12-acre fishing lake, a batting range, an indoor recreation center, an indoor wave pool, and a dog park.

407 E Julie Drive, Tempe
$519,000
3 Beds ⋅ 2 Baths ⋅ 7069183 MLS ⋅ 1,592 SqFt.
Welcome to this charming Warner Ranch Landing 2 gem! It is ideally situated in the sought-after community surrounded by mature trees, lush greenbelts, and peaceful walking paths. The HOA maintains the front-yard landscaping and provides access to a sparkling community pool and spa. This thoughtfully designed home features a desirable split floor plan, vaulted ceilings, French doors and windows, and a cozy fireplace with a wired TV mount. Recent updates include new carpet in the primary bedroom (August, 2026), new tile and carpet flooring (2024), stainless steel kitchen appliances (2020), and a new primary bath shower surround (2023). The primary suite offers double sinks and a soaking tub, while a built-in wall unit adds functionality to the secondary bedroom. Double-pane windows provide energy efficiency. Step outside to the tranquil, low-maintenance backyard, featuring pavers, artificial turf, Arizona Bamboo for privacy and a pergola--perfect for relaxing, entertaining, or enjoying Arizona evenings. Just minutes from Mary and Moses Green Park offering tennis, pickleball and basketball courts, playing fields, picnic and grilling areas, Ramadas, and a playground. Located within the top-rated Kyrene Elementary School District, shopping, dining, entertainment and easy access to major freeways including the 101, 202, 60, and I-10. Come discover all that makes this Warner Ranch home such a special place to call your own!

284 W Vera Lane, Tempe
$310,000
2 Beds ⋅ 3 Baths ⋅ 7069167 MLS ⋅ 1,072 SqFt.
Just minutes from Arizona State University, this 2-story townhome condo offers the perfect combination of location and lifestyle. Freshly painted throughout with newer flooring for a clean, updated feel. Featuring dual master suites, this two-level layout offers great separation of space. Bathrooms feature resurfaced showers, new toilets, and updated fixtures, plus new ceiling fans throughout. A real wood-burning fireplace is a rare and sought-after feature. Step outside to a private front patio, or head upstairs to a private balcony off the bedrooms. This property works equally well as an investment, a first home, or an owner-occupant opportunity.

1245 W 1st Street Unit 116, Tempe
Start Your Search

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.